Insurance is necessary when you are a business owner. Yes, the law does not legally require you to have the right insurance. However, it would do more harm than good if you skip getting insured, especially when running a business. The problem with insurance, especially business insurance, is that it is an intricate subject matter. It is often multifaceted with different types, requirements, rules, and cover.
As insurance specialists in Western Australia, we advocate for our customers, particularly employers and employees, so they avoid any form of financial stress. Having insurance is helpful, but having the right one can be life-saving, especially during unforeseen events.
Insurance is an essential component in managing risk. You do not need to own a business to understand the risks of being uninsured. For example, if you are an electrician, miner, or construction worker, the last thing you want is to lose your tools, leaving you no choice but to buy new ones. This situation can be alleviated with the help of Tools and Property Insurance.
Our blog contains helpful insurance advice for every trade. Whether you’re looking for a suitable insurance cover or deciding to get specific insurance, you will find the information you need here.
Workers’ compensation insurance is one of those key insurances that you need as an employer. Not only is it compulsory in Australia if you have employees, it also gives both employee and employer peace of mind if the employee were to injure themselves or fall ill whilst on the job. Let’s take a closer look at workers compensation insurance Australia…
Working in the mining industry has its own unique risks involved. That is why we have tailored a specific insurance for the needs of a number of occupations working within the mining industry. Read on to learn more about mining insurance and see if it’s the right fit for you. What is mining insurance? As a mining contractor you will…
In Australia, many tradies will experience theft at some point throughout their career. In fact, according to the Australian Bureau of statistics, an estimated 73,400 Australians aged 15 years and over have experienced the unfortunate event of robbery during 2018 to 2019. Stolen tools from a tradie is no exception and is a tradies worst nightmare. Not only can it…
Running your own business has its many perks. It can be quite profitable, flexible and self-fulfilling. However, with its many advantages comes a few disadvantages. For instance, as a self-employed tradie you won’t get annual leave or sick leave. So how would you cope financially if you were suddenly unable to work? Luckily, personal accident and illness insurance can help.…
As a tradie, you may brush over Professional Indemnity Insurance thinking that due to the nature of your business being predominantly hands on, it’s not needed. However, if you provide expert advice or services to your clients free of charge, you need to be aware of the importance of indemnity insurance. If the advice you offer leads to an incident,…
As a self-employed tradesman we have all heard just how important public liability insurance is, but what exactly is it and why is it so important? Read on for your ultimate guide to our liability insurance and discover all the ins and outs of this must-have insurance for any self-employed tradesman. You will also learn how you can get a…