Insurance is necessary when you are a business owner. Yes, the law does not legally require you to have the right insurance. However, it would do more harm than good if you skip getting insured, especially when running a business. The problem with insurance, especially business insurance, is that it is an intricate subject matter. It is often multifaceted with different types, requirements, rules, and cover.
As insurance specialists in Western Australia, we advocate for our customers, particularly employers and employees, so they avoid any form of financial stress. Having insurance is helpful, but having the right one can be life-saving, especially during unforeseen events.
Insurance is an essential component in managing risk. You do not need to own a business to understand the risks of being uninsured. For example, if you are an electrician, miner, or construction worker, the last thing you want is to lose your tools, leaving you no choice but to buy new ones. This situation can be alleviated with the help of Tools and Property Insurance.
Our blog contains helpful insurance advice for every trade. Whether you’re looking for a suitable insurance cover or deciding to get specific insurance, you will find the information you need here.
For tradespeople, there are many variables to consider when selecting the right insurance. Choosing the right insurance cover can be daunting, with so many options available, especially if you are not familiar with all the different policies. At first, you must find a trade insurance broker who will help advise you on the level of cover you need and the…
If you are a professional who provides expert advice or services for your clients, you need to be aware of the importance of professional indemnity insurance. As a tradie, you may think that due to your work being mostly hands-on, you don’t need to worry about professional indemnity. On the contrary, even if you provide free advice and it leads…
In any workplace, it is essential to ensure your safety. As a carpenter, whether you are an apprentice or have been working in the field for years, choosing the right insurance for carpenters may be the most important decision you face. At All Trades Cover, we put your priorities first and offer a highly reliable public liability insurance for carpenters. …
With our outdoor lifestyle and love of greenery, it’s no wonder the landscapers and gardeners are kept busy! After all, many people want to enjoy a beautiful outdoor area without having to do it themselves. As a gardener, it’s important for you to have insurance in place to protect your areas of risk. Today, we’ll be taking a closer look…
Professional indemnity insurance often isn’t at the top of the priority list for most tradies when it comes to insurance cover and it’s easy to write it off as cover that just doesn’t apply to you. However, many tradies require the protection of professional indemnity insurance and you may need to consider this policy if you provide professional advice as…
As a roofing contractor, you’re responsible for replacing, repairing and installing the roofs of buildings using a variety of materials. Your skills tend to be particularly in demand over the winter months when damage to roofs caused by storm damage is frequent. The risky nature of your work means that you need to make sure that you have the right…
While most tradies are aware of the importance of having public liability insurance, an equally important form of cover is general property insurance. Whether you’re an electrician, builder, carpenter or any other tradie, chances are that you transport your tools and other equipment with you. General property insurance will provide cover if something happens to these transportable items. Today, we’ll…
When you run your own small business as a tradie, it gives you the flexibility to run your business autonomously and you benefit from all the profits coming straight to you. But how would you cope financially if you were suddenly unable to work? Luckily, personal accident and illness insurance can help. Personal accident insurance is an important consideration for…
Electricians work in a specialised area which requires a high level of skill. While this means that your skills are always sought after, it also means that you face a number of risk exposures. To protect yourself financially while you’re at work, it’s essential that you have public liability insurance in place. Let’s take a closer look at why this…
When it comes to insurance, there are a few forms of cover for tradies which are highly recommended (we’re looking at you, public liability insurance) but they don’t tend to be compulsory. However, the exception is workers compensation insurance which is compulsory in Australia if you have employees. But why is this form of cover so essential? Let’s take a…