Insurance is necessary when you are a business owner. Yes, the law does not legally require you to have the right insurance. However, it would do more harm than good if you skip getting insured, especially when running a business. The problem with insurance, especially business insurance, is that it is an intricate subject matter. It is often multifaceted with different types, requirements, rules, and cover.
As insurance specialists in Western Australia, we advocate for our customers, particularly employers and employees, so they avoid any form of financial stress. Having insurance is helpful, but having the right one can be life-saving, especially during unforeseen events.
Insurance is an essential component in managing risk. You do not need to own a business to understand the risks of being uninsured. For example, if you are an electrician, miner, or construction worker, the last thing you want is to lose your tools, leaving you no choice but to buy new ones. This situation can be alleviated with the help of Tools and Property Insurance.
Our blog contains helpful insurance advice for every trade. Whether you’re looking for a suitable insurance cover or deciding to get specific insurance, you will find the information you need here.
In many cases, if you work as a contractor, Public Liability and Professional Indemnity Insurance are a requirement from companies and clients. It is important to understand the difference between the two to identify which insurance is needed for your business. What is Business Liability Insurance? Business Liability Insurance covers your business when it’s found to be liable, and you…
According to the Australian Bureau of Statistics, more than 2.3 million businesses actively traded in the country’s economy as of 30 June 2019. For some time now, about 61% of Australian businesses are sole traders without employees, comprising the majority of businesses in the country.
Tools insurance, otherwise known as general property insurance, is a cover that protects your work equipment in the case of accidental damage or theft. It is a tradies worst nightmare to realise that they have been a victim of tool theft. Tool theft is incredibly interruptive to business. Not only is it inconvenient to deal with, but it can fully…
For tradespeople, there are many variables to consider when selecting the right insurance. Choosing the right insurance cover can be daunting, with so many options available, especially if you are not familiar with all the different policies. At first, you must find a trade insurance broker who will help advise you on the level of cover you need and the…
If you are a professional who provides expert advice or services for your clients, you need to be aware of the importance of professional indemnity insurance. As a tradie, you may think that due to your work being mostly hands-on, you don’t need to worry about professional indemnity. On the contrary, even if you provide free advice and it leads…
In any workplace, it is essential to ensure your safety. As a carpenter, whether you are an apprentice or have been working in the field for years, choosing the right insurance for carpenters may be the most important decision you face. At All Trades Cover, we put your priorities first and offer a highly reliable public liability insurance for carpenters. …