Insurance is necessary when you are a business owner. Yes, the law does not legally require you to have the right insurance. However, it would do more harm than good if you skip getting insured, especially when running a business. The problem with insurance, especially business insurance, is that it is an intricate subject matter. It is often multifaceted with different types, requirements, rules, and cover.
As insurance specialists in Western Australia, we advocate for our customers, particularly employers and employees, so they avoid any form of financial stress. Having insurance is helpful, but having the right one can be life-saving, especially during unforeseen events.
Insurance is an essential component in managing risk. You do not need to own a business to understand the risks of being uninsured. For example, if you are an electrician, miner, or construction worker, the last thing you want is to lose your tools, leaving you no choice but to buy new ones. This situation can be alleviated with the help of Tools and Property Insurance.
Our blog contains helpful insurance advice for every trade. Whether you’re looking for a suitable insurance cover or deciding to get specific insurance, you will find the information you need here.
As a tradesmen running your own business, public liability insurance is an absolute must. Working with tools and heavy duty equipment you want to ensure you are covered for possible third party injury and damage to property when you’re working on private and commercial sites. But how can you make sure you get the best deal there is on your…
Public Liability Insurance is an essential form of insurance and covers you for the costs of damage to property or injury to another person if you’re found liable following your actions at work. The cost of these damages can take a huge financial toll and the last thing you need is to have to dig into your savings to pay…
A new report has shown that fit people are more likely to be working later in life. The AMP.NASEM Income and Wealth Report revealed 59% of full time male workers aged 60-64 are in excellent or very good health, as are 58% of women. As we know, some of the fittest workers in this country are our tradies – and…
What is third line forcing? Third line forcing is an illegal process whereby an organisation whom you do business with tries to dictate whom you should purchase your insurance products from. This can occur when a franchisor or other company in a position of authority has a particular relationship or an agreement with a provider to get a kickback on…
Public Liability Insurance is one of the most popular forms of cover for tradies and, although generally not a legal requirement, is an essential form of cover. Public Liability Insurance is important for tradies as it protects you against claims for damages if you’re found liable following damage to property or injury to a person which has occurred while you’re…
Public Liability Insurance is one of the most widely used forms of insurance by tradies due to the fact they generally work in a higher risk area than other occupations. For builders, Public Liability Insurance is particularly important to protect yourself financially following a claim for damages from a third party. What is Public Liability Insurance? Public Liability Insurance is…
As you know, liability insurance is popular with tradies as it protects you from the cost of claims if you cause damage to property or injury to someone while you’re at work. Tradies are at higher risk of claims because of the type of work they carry out which is why this type of cover is so important. But what’s…
Public liability insurance is one of the most popular insurance products purchased by tradesmen in Australia and it isn’t any wonder as it puts your clients’ and your business’s interests at the forefront. It is not a legal requirement in all states or for all trades but you should check the regulations around your occupation to be sure. Regardless of…
With people being more environmentally conscious, as well as wanting to save some money on soaring electricity costs, you’re busier than ever as a solar panel installer. Although it’s hard to find a spare minute, take a moment to think about whether you have the right insurance in place to cover your areas of risk. To make it easier, we’ve…
There are different types of Liability Insurance that you may have heard of or may even have but don’t quite understand. Liability Insurance can mean either Public Liability and Product Liability. A combination is a great idea to make sure you cover your bases. Here are the differences between the two and why a combination can work well for tradies.
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