Insurance is necessary when you are a business owner. Yes, the law does not legally require you to have the right insurance. However, it would do more harm than good if you skip getting insured, especially when running a business. The problem with insurance, especially business insurance, is that it is an intricate subject matter. It is often multifaceted with different types, requirements, rules, and cover.
As insurance specialists in Western Australia, we advocate for our customers, particularly employers and employees, so they avoid any form of financial stress. Having insurance is helpful, but having the right one can be life-saving, especially during unforeseen events.
Insurance is an essential component in managing risk. You do not need to own a business to understand the risks of being uninsured. For example, if you are an electrician, miner, or construction worker, the last thing you want is to lose your tools, leaving you no choice but to buy new ones. This situation can be alleviated with the help of Tools and Property Insurance.
Our blog contains helpful insurance advice for every trade. Whether you’re looking for a suitable insurance cover or deciding to get specific insurance, you will find the information you need here.
Not only is workers compensation insurance an essential form of cover as it protects both employees and employers, it’s also compulsory in Australia. If you have employees working for you, you must legally have workers compensation insurance in place. But who is considered an employee? What about subcontractors? Today, we’ll be sharing what you need to know about subcontractors and…
When we’re going about our daily work, we don’t often have the time to think about the worst case scenario. However, the unexpected could happen and there are times when tradies suddenly find themselves unable to work. If this happened to you, how would you cope financially? Well, that’s where personal accident and illness insurance comes in. Today, we’ll be…
When it comes to insurance for tradies, public liability insurance is essential cover and it one of the most common forms of insurance that tradies will have in place. Liability insurance is designed to protect you financially while you’re on the job and applies to businesses of all sizes. Today, we take a closer look at public liability insurance so…
If you have employees working for you, you need to have workers compensation insurance place. Not only will it protect both you and your employees financially, it’s also compulsory cover for Australian employers. Workers compensation provides cover for a range of different scenarios and provides ongoing peace of mind. Today, we’ll be taking a closer look at what you need…
Working as a cladding and metal wall installer means you’re working in a great variety of areas and on different projects, both large and small. It’s important to have insurance that will protect you in the case that something goes wrong whilst you’re working. Different risks on the job can pose a threat to your business, profits, and reputation. Where…
It’s understandable that life insurance isn’t something many of us want to think about – why would you want to discuss what’s going to happen after you die? However, it’s an important form of cover to consider because it can mean ongoing financial security when you’re no longer around. What is life insurance? Taking out life insurance means that your…
Aussie carpenters are faced with a number of unique risks on the job, and as with any trades work, it’s very important to know what these risks are so you can best prepare yourself for them. Once you know the risks you can plan to prevent them, put procedures in place that can assist if something does go wrong, and…
If you install TV antennas for a living as a contractor or sub-contractor, then you’ll need to understand your risks to make sure you’re covered properly for them. So let’s talk about what you could be faced with on the job right here. What you do can bring risks If you’re doing any of the following tasks, then you’ll need…
If you’re employed as an air-conditioning or heating mechanic, you’ll know that peak season is right around the corner with summer coming. You’ll need to make sure that you’re covered for your greatest risks whilst you’re working. Here, we’ll discuss these risks and which insurance you’ll need to make sure you’re covered. Who is AC and Heating Mechanic cover for?…
We know that bricklayers work in a variety of conditions every day, from changes in locations to changes in weather, changes in teams and changes in projects. Pretty much anything can go wrong on a work site and it’s important to make sure your risks are covered by the right insurance and that you’re putting risk prevention methods in place.…
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