For tradespeople, there are many variables to consider when selecting the right insurance. Choosing the right insurance cover can be daunting, with so many options available, especially if you are not familiar with all the different policies.
At first, you must find a trade insurance broker who will help advise you on the level of cover you need and the type of insurance you require to work in your industry. Once you have done this, you may still face uncertainty on how to choose the right insurance company.
Here is a useful guide that will help you find the best trade insurance broker for yourself and your business.
1. Use a trade insurance broker who specializes in your field.
One essential step is to choose a qualified insurance broker who is familiar with your industry.
At All Trades Cover, we only provide insurance for tradespeople, which ensures our policies are customized as such, providing us with a significant group buying power. It means that we can offer an excellent price for our policies.
2. Choose fully qualified and licensed insurance brokers.
Confirm that the broker you have chosen is fully licensed.
3. Check if they have experience in your state.
The trade insurance broker that has knowledge and experience in your area will have the right tools on offer to secure yourself and your business.
All Trades Cover is one of Australia’s fastest-growing trade insurance providers. We deliver high quality and efficient results to our clients.
4. What policies do they offer?
Choose the right provider who offers covers for your business size. You can talk to one of our experts who will explain in detail what we at All Trades Cover offer for all various sizes of business. No matter how small or big your business is, we’ve got you covered!
5. Do they do easy quotes?
Having access to online quotes or talking to someone in person, depending on your preference, makes it easier and stress-free to get all your questions answered. All Trades Cover offers online quotes for this purpose.
6. Ensure an insurance broker offers a policy that covers all your business activities.
To secure your business, you need to be confident that all your actions are taken into consideration under your cover. Our brokers can customize any cover according to your requirements. We also offer free legal advice to all our clients.
7. What levels of cover do they offer?
As mentioned above, All Trades Cover’s insurance brokers can provide you with customizable levels of cover, simplifying your job and freeing you of unwarranted stress.
8. Check if the requirements of your industry association and contractual agreements are met.
Ensure that your Insurance broker can meet these requirements.
9. Are they reliable and reputable?
It is simple to determine a reputable broker by researching them online.
10. Consider their approachability and transparency.
At All Trades Cover, we value and put our clients first. With customized packages that are built for tradespeople, our brokers are equipped with everything they need to ensure you stay confident with your cover while you’re on the job.