All tradies need to make sure they have an insurance package in place which protects their areas of risk and window fitters are no exception. Today, we’ll outline the insurance policies that might apply to you.
General property cover
General property cover is essential as it covers your tools if they are lost, damaged or stolen. You might be surprised at how much you would need to spend on repairs and replacements if something happened to your gear which is why property cover is well worth it.
Public liability insurance
Public liability insurance for window fitters is one of the most important policies to have in place as it covers you for damage, both to property and people, which occurs while you’re at work. From a client cutting themselves on glass to property being damaged while fitting a window, claims can be costly and your liability insurance is there to give you peace of mind.
Personal accident and injury cover
If you’re unable to work due to injury or sickness, personal accident and injury cover will provide you with a percentage of your regular income so you can keep up with any expenses while you recover.
Worker’s compensation cover
If you have employees, it’s compulsory to have worker’s compensation insurance in place as it means you’ll be reimbursed for payments made to an employee if they’re successful in worker’s compensation claim.
Life insurance for window fitters means your family will be given a lump sum payment in the event of your death. This can be spent as your family see fit on things such as debt, regular payments and general living expenses.
To discuss an insurance package that’s right for you, contact All Trades Cover today on 1300 826 850 or fill in our online enquiry form.