Proven Workers’ Compensation Insurance in Australia

When someone on your crew gets hurt, it hits more than your paperwork. It hits your people, your site safety, and your bottom line. Protect your crew and keep your business compliant with workers’ compensation insurance; it covers wages, medical bills, and rehab when a worker gets injured on the job.
At All Trades Cover, we’re here to help you sort the right cover fast—no jargon, no hold music, and no gaps that leave you exposed.


What’s Included in Your Workers’ Compensation Insurance

We tailor every policy to match how tradies actually work. From sole traders to large teams across states, we build cover that ticks every compliance box — and then some.
Our team helps you meet state-based obligations and can source policies with extras for directors, subcontractors, and remote crews.
- Weekly wage replacement for injured workers
- Medical and hospital expenses
- Rehabilitation and return-to-work support
- Lump sum payments for permanent impairment
- Legal liability for work-related illness or injury
- Optional principal’s indemnity cover
- Optional journey insurance (where available)
We’ll guide you through what’s mandatory in your state, what’s worth adding, and how to avoid costly oversights.
Common Cover Options
Whether you’re swinging the tools solo or managing a whole crew, we’ve got a comp solution that fits. Here’s how we break it down.
Sole Trader & Partnerships | For tradies not covered by standard workers’ comp (you’re not automatically insured).
Small Business Employers | For employers with 1–20 employees (staff or apprentices).
Larger Operations & Labour Hire | For companies with growing headcounts, high-risk work, or contractor teams.
How to Get Your Workers’ Compensation Insurance
Enter Your Details
Fill out our online underwriting questions and submit them to our broking team.
Contact Us Directly
Our brokers will review your submission and contact you directly with your options.
Get Covered
Request coverage and receive your policy documents.
Trusted by over 100 trades across Australia. Fast quotes, zero stress,
and cover you can count on—so you can get on with the job.
Insurance Options Built For You

Having the right coverage means peace of mind and fewer risks on the job. All Trades Cover provides specialist trades and construction insurance in Australia, safeguarding your business from unexpected setbacks—whether it’s property damage, stolen tools, or project delays.
With policies tailored for sole traders, contractors, and large-scale projects, we help your work move forward so you can get on with the job.


Public Liability Insurance
Public liability insurance covers a business against claims made by third parties for property damage or physical injury that may occur during trading.
Learn more
Personal Accident & Illness Insurance
An injury or illness shouldn’t mean financial stress. This cover ensures you still have an income while you recover, keeping your business and lifestyle on track.
Learn more
Contract Works Insurance
For large-scale trade projects, this cover safeguards your materials, contracts, and liability, ensuring smooth project completion without financial roadblocks.
Learn more
Property & Tools Cover
Your tools are essential to your trade—our brokers can help you find insurance that protects against theft, loss, or damage.
Learn more
Business Package Insurance
Running a trade business means juggling risks. This all-in-one policy protects your premises, stock, equipment, and business operations in a single, cost-effective solution.
Learn more
Professional Indemnity Insurance
If a client claims you’ve made a mistake or given incorrect advice, indemnity insurance helps cover legal costs and compensation, keeping your reputation intact.
Learn more
Commercial Vehicle Insurance
Your work vehicles are essential to your business. Protect them from accidents, theft, and damage to ensure you always have transport when you need it most.
Learn more
Mining Contractors Insurance
Mining involves high-risk environments—our brokers can assist in arranging specialist policies designed for mining contractors. We have access to policies specifically designed to protect mining contractors to ensure your business activities are covered onsite.
Learn moreBacking Aussie Tradies for 30+ Years








Proudly recognised among the Insurance Business Top 10 Brokerages from 2013 to 2024.
Why Choose
All Trades Cover
More than 30 years backing builders, sparkies, plumbers, and contractors of all sizes. We know the paperwork, the pain points, and how to keep the insurers honest.
Fast Quotes, Real Help
Fast quotes, no call centre nonsense. National reach, local knowledge
Trusted Insurers
Direct access to licensed brokers—not just sales reps.
Tailored for Trade
Customised advice from real people who know your trade
Claims Support That’s On Your Side
Support through every claim, every step
Cover That Keeps Up with Your Business
Whether you’re a sole trader on the go or leading a crew across commercial and remote job sites, our trade business insurance is made to suit your setup. This isn’t one-size-fits-all. You get protection tailored to how you work and what you rely on.
Our Happy Customers

Make a Claim

Claiming Workers’ Comp? We’ve Got Your Back. Accidents happen. Here’s how we help when they do:
- Reach Out Quickly
Call us on 1300 826 850 or email [email protected] as soon as something happens. - Collect the Evidence
Take photos, grab videos, and jot down any incident reports — whatever helps paint the full picture. - We’ll Point You to the Right Forms
We’ll direct you to the right claim form based on your policy and guide you through what’s needed — no fine-print headaches. - We Handle the Rest
We deal directly with the insurer, keep you in the loop, and chase things up to make sure it’s done right. We keep the insurers honest — and the process simple.