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Proven Workers’ Compensation Insurance in Australia

When someone on your crew gets hurt, it hits more than your paperwork. It hits your people, your site safety, and your bottom line. Protect your crew and keep your business compliant with workers’ compensation insurance; it covers wages, medical bills, and rehab when a worker gets injured on the job.

At All Trades Cover, we’re here to help you sort the right cover fast—no jargon, no hold music, and no gaps that leave you exposed.

What’s Included in Your Workers' Compensation Insurance

What’s Included in Your Workers’ Compensation Insurance

We tailor every policy to match how tradies actually work. From sole traders to large teams across states, we build cover that ticks every compliance box — and then some. 

Our team helps you meet state-based obligations and can source policies with extras for directors, subcontractors, and remote crews.

  • Weekly wage replacement for injured workers
  • Medical and hospital expenses
  • Rehabilitation and return-to-work support
  • Lump sum payments for permanent impairment
  • Legal liability for work-related illness or injury
  • Optional principal’s indemnity cover
  • Optional journey insurance (where available)

We’ll guide you through what’s mandatory in your state, what’s worth adding, and how to avoid costly oversights.

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Common Cover Options

Whether you’re swinging the tools solo or managing a whole crew, we’ve got a comp solution that fits. Here’s how we break it down.

Sole Trader & Partnerships | For tradies not covered by standard workers’ comp (you’re not automatically insured).

Personal accident cover available
Weekly benefits for accidents or illness
Optional lump sum and hospital benefits

Small Business Employers | For employers with 1–20 employees (staff or apprentices).

Covers wages, medical and return-to-work support
We handle the insurer registrations for you
Ongoing claims support and policy reviews

Larger Operations & Labour Hire | For companies with growing headcounts, high-risk work, or contractor teams.

Multiple state policies and reporting support
Blanket principal indemnity options
Claims history and injury management tracking

How to Get Your Workers’ Compensation Insurance

1

Enter Your Details

2

Contact Us Directly

3

Get Covered

Trusted by over 100 trades across Australia. Fast quotes, zero stress,
and cover you can count on—so you can get on with the job.

Insurance Options Built For You

Having the right coverage means peace of mind and fewer risks on the job. All Trades Cover provides specialist trades and construction insurance in Australia, safeguarding your business from unexpected setbacks—whether it’s property damage, stolen tools, or project delays. 

With policies tailored for sole traders, contractors, and large-scale projects, we help your work move forward so you can get on with the job.

Insurance Options Built {For You}
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Backing Aussie Tradies for 30+ Years

Proudly recognised among the Insurance Business Top 10 Brokerages from 2013 to 2024.

Why Choose
All Trades Cover

More than 30 years backing builders, sparkies, plumbers, and contractors of all sizes. We know the paperwork, the pain points, and how to keep the insurers honest.

Fast Quotes, Real Help

Fast Quotes, Real Help

Fast quotes, no call centre nonsense. National reach, local knowledge

Trusted Insurers

Trusted Insurers

Direct access to licensed brokers—not just sales reps. 

Tailored for Trade

Tailored for Trade

Customised advice from real people who know your trade

Claims Support That’s On Your Side

Claims Support That’s On Your Side

Support through every claim, every step

Cover That Keeps Up with Your Business

Whether you’re a sole trader on the go or leading a crew across commercial and remote job sites, our trade business insurance is made to suit your setup. This isn’t one-size-fits-all. You get protection tailored to how you work and what you rely on.

Our Happy Customers

Make a Claim

Make a Claim

Claiming Workers’ Comp? We’ve Got Your Back. Accidents happen. Here’s how we help when they do:

  • Reach Out Quickly
    Call us on 1300 826 850 or email [email protected] as soon as something happens. 
  • Collect the Evidence
    Take photos, grab videos, and jot down any incident reports — whatever helps paint the full picture.
  • We’ll Point You to the Right Forms
    We’ll direct you to the right claim form based on your policy and guide you through what’s needed — no fine-print headaches.
  • We Handle the Rest
    We deal directly with the insurer, keep you in the loop, and chase things up to make sure it’s done right. We keep the insurers honest — and the process simple.
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Frequently Asked Questions

Do I need workers’ compensation insurance if I’m a sole trader?

Is workers’ compensation insurance mandatory in Australia?

Does workers’ comp cover subcontractors?

Do I need separate workers’ compensation policies for different states?

What happens if you don’t have workers’ comp and someone gets injured?

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